Do you need a mortgage? Is your credit bad? With us, you qualify even with bad credit. We offer sensible mortgage solutions that meets your needs. Declined by your bank? We are the choice for bad credit mortgages.
How to get a mortgage with bad credit in Canada?
We are an experienced broker. Moreover, we have arranged countless mortgages for borrowers with credit challenges. “Can I get a bad credit mortgage in Canada?” Yes if your credit score is below 650 we place your mortgage with a B or Alternative lender. B lenders have more flexible approval guidelines. They accept various types of derogatory credit, and accept higher TDS and GDS
Browse our site and familiarize yourself with our products and services. Please contact us if you don’t find what you are looking for. In fact, you may request a free NO Obligation consultation.
We are your broker of choice for bad credit mortgages
Bad credit mortgages in Canada
What type of Mortgage do you need?
““Aldo was an absolute gift sent to us by God. We thank God for sending us the right person at the right time. Since we have tried almost a year with different banks, and brokers to get us a 1st mortgage to cover our all our debts. But every time we always get disappointment answers from the bank and Lenders. …. He is a person who cares for you with all his heart and he never stops until he finds an answer for you. Because of your endless efforts, we actually have a future and new beginning again in our life again. Thank you very much for your caring and support during the entire time…….**** Jeya & Thasan” “
– replaced an 8% first and 12% 2nd and provided 30 k for home renovations.
“Your attention to the details of this mortgage has been superior. I would like to say thank you from the bottom of my heart. This has been so stressful for me from the beginning and now we are close to a resolution. This note is to show respect and voice our appreciation.” This has put my heart at rest. Thank you. Tracy and Arthur
New 1st mortgage – mortgage arrears –
Thank you for helping in restoring my mortgage. You found a way to pay off the arrears, pay property taxes, and provide extra funds. I enjoyed working with you, and your service is impeccable and professional. Because of this, certainly I do not hesitate to refer friends and family to you. Rebecca
– replaced an 8% first and 12% 2nd and provided 30k for home renovations.
FAQs – Mortgage News and Updates
Who can use this site?
This site services borrowers that do not meet mainstream borrowing. We provide you with a new 1st mortgage or a 2nd equity take out mortgage despite your bad credit.
Who are your lenders?
Our lenders are mainstream A lenders with broker discounted mortgage rates. Our B lenders focus on proving mortgages for borrowers with bad credit. Finally, our private funding sources help in situations that do not qualify on A or B lending.
New Stress Test effective
What if my credit is bad? Do not worry, we have alternative lending »
More information on our mortgage solutions? Call us today 1-877 237-2601 or fill out our online contact form.
How much down payment do I need? Read about our down payment requirement.
Alternative Mortgages – Borrow up to 80% of the value of your home depending on location. Now is the time to take advantage of lower rates. Rates starting at 2.99%.