Bad credit mortgages

We offer sensible solutions to meet your needs

Alternative B Mortgages

Qualify even with bad credit

BAD CREDIT MORTGAGES

Bad credit mortgages. Welcome to CanadianMortgageFinder.com – Your Trusted Source for Bad Credit Mortgages in Canada!

Are you facing challenges securing a mortgage due to a low credit score or previous rejections from traditional banks? Look no further! We specialize in providing tailored solutions for individuals seeking “bad credit mortgages” in Canada.

Since our establishment in 2003, we have been the go-to broker for those with less-than-perfect credit. Our expertise lies in navigating the complexities of the mortgage landscape, particularly with B lenders. These include banks, trust companies, credit unions, and private lenders, all willing to lend to individuals with bad credit.

Alternative B Mortgages with good credit

Have great credit and  still declined by your Bank?  Have high gds or tds? Self Employed and do not have acceptable income documentation needed by conventional banks?  Everyday we provide approvals for borrowers with good credit but high serviceability.   We qualify you at the lowest priced mortgage available for your situation. Similarly, if you have bad credit our B lending solutions could be the answere you are looking for.  Do not hesitate further, choose the type of mortgage you need below.

Choose the type of bad credit mortgage you need

Purchases

  • Less than perfect credit
  • Get approved
  • Special programs
  • Superb rates

Refinance

  • Up to 80% financing
  • One monthly payment
  • Consolidation
  • Any credit

Equity take out

  • Fast Fund available
  • 1st or 2nd mortgages
  • Any purpose
  • Equity is King

Reverse Mortgage

  • Up to 55% of value of home
  • Cash is tax free
  • Keep your home
  • Monthly cash flow

Agriculture

  • Up to 80% financing
  • One monthly payment
  • Consolidation
  • Any credit

Commercial

  • Mixed use
  • Retail
  • Office
  • Industrial

Why choose us for your bad credit mortgages

Expertise:

Bad credit mortgages are our forte. With years of experience, we understand the unique challenges you face and are dedicated to finding solutions that meet your specific needs.

B Lenders:

We specialize in placing mortgages with B lenders, both institutional and private. These lenders offer more flexible approval guidelines than conventional banks, making it possible for you to secure a mortgage even with a less-than-ideal credit history.

Flexible Approval:

Derogatory credit impediments and low credit scores won’t hinder your approval with us. We believe in assessing various factors to determine your qualification, ensuring that you have the best chance of securing the mortgage you need.

Lowest Rates:

We are committed to providing you with the lowest rate possible based on your circumstances. Our goal is to ensure that you never pay more than necessary for your mortgage.

At CanadianMortgageFinder.com, we understand that everyone’s financial situation is unique. Whether you’re a first-time homebuyer or looking to refinance, we offer both institutional B and private B mortgage solutions to meet your requirements.

Ready to turn your homeownership dreams into reality? Explore our website to discover alternate B lending rates and conventional mortgage rates. Click here to begin your journey toward a customized mortgage solution that aligns with your goals.

Apply now or request a free, no-obligation consultation to discuss your specific bad credit mortgage needs. We offer pre-qualifiers to streamline the process, ensuring a seamless experience for all our clients. Trust us to be your partner on the path to homeownership, even if you have faced challenges with your credit history.

Providing bad credit mortgages since 2003

Bad credit mortgages has been our business since 2003. If you score is below 650 we place your home loan with the best bad credit mortgage lenders. Our institutional B lenders have more flexible approval guidelines. Moreover, they accept many types of derogatory impediments. As a result, these not so good credit situations should not prevent you from getting approved. For instance, we determine your qualification based on many factors. Finally, we understand how important it is to have the lowest rate possible. This is why we are 100% committed to providing you the lowest rate based on your circumstances. In conclusion, guarantee yourself to never to pay more than you have to. We are a bad credit mortgage broker in Canada.

Providing bad credit mortgages since 2003

PRE APPROVALS FOR LOW CREDIT SCORES

Prior to embarking on your home search, it’s advantageous to consult with us initially and enable us to assess your qualifications. We’ll provide insights into your affordability, outline your monthly payment commitments, and kick start the process while collaborating with your real estate agent to ensure a seamless and stress-free home buying journey.

Alternative B Mortgages

Since 2003, we’ve specialized in bad credit mortgages, catering to individuals with low credit scores by connecting them with B lenders. These B lenders encompass banks, trust companies, credit unions, and private lenders, all of whom extend loans to those with less-than-ideal credit histories. Unlike traditional banks, B lenders, both institutional and private, offer more lenient approval criteria, accommodating derogatory credit issues and low credit scores. Consequently, past credit challenges won’t hinder your approval, albeit a minimum 20% down payment is typically required for purchases. Our qualification process considers various factors to determine your eligibility, with our primary goal being to secure the lowest rate feasible based on your unique circumstances. Rest assured, we’re dedicated to ensuring you never pay more than necessary. As a premier bad credit mortgage broker in Canada, we specialize in institutional B and private B mortgage solutions.

Ready to embark on your journey to homeownership? Explore our competitive B lending rates and conventional mortgage rates at Canadian Mortgage Finder. Take the first step towards realizing your homeownership dreams by exploring your financing options today. Click here to get started.

Ready to take the next step in securing your dream home?  Discover alternate B lending rates and conventional  mortgage rates at Canadian Mortgage Finder.  Click here to explore your financing choices and turn your homeownership dreams into reality today.

 

Special Bad Credit Mortgage Solutions

Self Employed

Self employed? Use our site to find how the process of purchasing your first home. There are 2 ways if you are in business for yourself: Conventionally if you have a minimum of 2 years with notice of assessments showing your qualifying income on line 1500, or alternative B financing if you do not have this requirement. Read more about self employment mortgage financing here.

New To Canada

Welcome to Bad Credit Mortgages, where we specialize in providing personalized mortgage solutions for individuals with low credit scores. If you’re new to Canada and looking to purchase a home, we’re here to help. Our team of experts will guide you through the process, assessing your qualifications and providing insights into your affordability. We work closely with your real estate agent to ensure a seamless and stress-free home buying journey. Rest assured, past credit challenges won’t hinder your approval with our institutional B and private B mortgage solutions. Discover our competitive B lending rates and conventional mortgage rates at Canadian Mortgage Finder and take the first step towards realizing your homeownership dreams today.

Second Home

Looking to invest in a second home? At Bad Credit Mortgages, we specialize in catering to individuals with low credit scores who are looking to purchase a second home. We understand that past credit challenges shouldn’t hinder your dreams of owning a second property. Our team of experts will guide you through the qualification process and secure the lowest rate feasible based on your unique circumstances. Explore our competitive B lending rates and conventional mortgage rates at Canadian Mortgage Finder and take the first step towards realizing your second home dreams today.

Spousal Buyout

Considering a spousal buyout? Look no further than Bad Credit Mortgages. Our team of experts specializes in personalized mortgage solutions for individuals with low credit scores. When it comes to navigating the complexities of a spousal buyout, we’ve got you covered. Don’t let past credit challenges hold you back. Our institutional B and private B mortgage solutions ensure your approval, providing you with the financial flexibility you need. Discover our competitive B lending rates and conventional mortgage options at Canadian Mortgage Finder. Take the first step towards securing your future today.

Rental Property

Looking to generate passive income? Invest in a rental property and watch your wealth grow. At Bad Credit Mortgages, we specialize in helping individuals with low credit scores secure financing for their rental properties. Our team of experts will guide you through the qualification process and secure the lowest rate based on your unique circumstances. Explore our competitive B lending rates and conventional mortgage rates at Canadian Mortgage Finder and take the first step towards building your real estate empire today.

Mortgage Arrears

Struggling with mortgage arrears? Don’t let past credit challenges hinder your dreams of homeownership. At Bad Credit Mortgages, we specialize in tailored solutions for individuals with low credit scores. Our institutional B lenders have flexible approval guidelines and accept various types of derogatory impediments. Regardless of your credit situation, we assess your eligibility based on multiple factors. We understand the significance of securing the most competitive rate possible, and we are fully committed to providing you with the best rate based on your circumstances. Our mission is to ensure you never pay more than necessary. As the leading bad credit mortgage broker in Canada, we offer complimentary, no-obligation consultations. Begin the process today and regain control of your financial future.

Stop Foreclosure

Are you facing the threat of foreclosure? Don’t worry, we’re here to help. At Bad Credit Mortgages, we specialize in providing personalized solutions for homeowners with low credit scores. Our team of experts will work with you to find the lowest priced mortgage available for your situation, allowing you to stop foreclosure and regain control of your home. Don’t hesitate any longer, take action now and use the options below to start the process.

What People Say About Us

Client Testimonials

“Very pleased once again with you professional service and advice. Fist mortgage you did for us was in 2016. Once again you came through with exactly what I required. Glad I came back to you!”

C. Morris-WalkerAjax Ontario

“The one thing that stands in our minds is the way you provided our mortgage exactly how you presented to us in our free no obligation consultation. We are extremely grateful to you. Equally grateful to our friend for referring us to you.”

Mike D’AgataSimcoe Ontario

“From our first conversation were were impressed by the expertise and knowledge. You knew exactly how to resolve our unusual request. As it turned out, you delivered what you said you would. It all worked out the way you advised. Thank you!”

K. and B. MoellerWinnipeg Manitoba

Mortgage Refinance

Access Home Equity: Whether you’re planning a home renovation, investing in education, or need funds for other important expenses, tapping into your home equity through refinancing can provide you the financial flexibility you need

Expert Guidance: Our team of mortgage specialists is committed to providing you with personalized guidance and support every step of the way. We’ll work closely with you to understand your unique financial goals and tailor a refinancing solution that aligns perfectly with your needs.

 

 

Not happy with your current Lender?

Let us transfer or switch your mortgage.

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MORTGAGE OPTIONS

The lowest rate is not always the best choice. There are other options to consider. Options that may suit your situation better.

Pre-approvals for good or bad credit

Before looking for your home it pays to talk to us first and allow us to qualify you. We will tell you home much you can afford, what your monthly payments will be, and we will start the process and work along your real estate agent to ensure your home buying experience is without stress and hassle free.

More information on our solutions?

Call us today 1-877 237-2601 or fill out our online
contact form.

Pre approval? Qualify now with good or bad credit Get Pre approved

Bad credit mortgage lenders
Institutional financing, you can borrow up to 80% of the value of your home depending on
location. Now the time to take advantage of lower rates. Rates starting at 2.54% for challenged credit.

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How much down payment do I need?
Read about our down payment requirement.pin

How much down payment do I need?
Read about our down payment requirement.pin

BANK SAYS NO – WE SAY YES!

Alternative Mortgage Solutions from from 2.54@%