Alberta Mortgage rates

Finding the right Alberta Mortgage rate among the many  financial situations can be a bit overwhelming.   At RMA, we have networked with Canada’s prime banks and mortgage companies to make your next mortgage selection process easy and hassle free.

Whether you are from a major Alberta city, a smaller community or a rural or cottage area, you can depend on us to be your leading source of great mortgages.

Alberta Mortgage Rates

Current best overall mortgage rates

TERMInsured RatesUninsured rates
1 Year Fixed6.595.6GET THIS RATE
2 Year Fixed5.35.94GET THIS RATE
3 Year Fixed5.595.59GET THIS RATE
4 Year Fixed4.884.88GET THIS RATE
5 Year Fixed4.884.88GET THIS RATE
VARIABLEprime - 1%Prime - 1%GET THIS RATE

We offer the following types of mortgages at the best rates in the market today:

  • New Home Purchase Mortgages
  • Refinance your existing mortgage
  • Renewals, Switches and Transfer your mortgage to another institution
  • Equity take out mortgages

Plus, we can help you arrange your Alberta mortgage when you have special circumstances:

Our Alberta mortgage overview:

  • Conventional up to 80% of the value of your home
  • High ratio to 95% for purchases and 80% for refinancing
  • Amortization period up to 25 years on high ratio insured and 30  years conventional
  • Home Equity Line of Credit or HELOC

***Lending Area:  All of Alberta when your credit is good.

Bad credit?

Even if you have poor credit we will provide an Alberta mortgage at superb rates.

B Mortgage rates

TERMConditionRATE
1 Yearin house pre approval
6.54%-7.19% GET THIS RATE
2 Yearsin house pre approval
6.39%-6.99% GET THIS RATE
3 Yearsin house pre approval
6.09%-6.39% GET THIS RATE
5 Yearsin house pre approval5.84%-6.84%GET THIS RATE

Click on the Apply Now button below to get started today!


PURCHASE PRE QUALIFIER

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OUR B LENDING RATES

Guide to our bad credit mortgage rates

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FIRST TIME HOME BUYER SPECIAL PROGRAMS

RMA Mortgages offers first time home buyer special mortgage programs to qualified borrowers. Click the links below for more information.
  • Mortgage for Self Employed Individuals
  • Mortgage for New Canadian Immigrants
  • Mortgage for Canada Non-Residents